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Review B.C.’s no-fault insurance model

Share your perspectives on what's working, what isn't and opportunities for improvement with B.C.’s no-fault insurance model.

Close up of the front end of a car after an accident

CBABC is preparing a submission to the Special Committee of the Legislative Assembly reviewing Parts 10 and 11 of the Insurance (Vehicle) Act, which established B.C.'s enhanced care (no-fault) insurance model.

Parts 10 and 11 ban most lawsuits for bodily injury or damage to vehicles as the result of an accident. Instead, benefits are available through ICBC to address injury, loss of income, loss of life and damage to a vehicle.

The Committee is also seeking input on Bill M 237, Insurance (Vehicle) Amendment Act, 2026.

The bill would amend provisions related to catastrophic injuries, including changes to limitation periods and eligibility criteria.

CBABC invites member input on:

  • What is and is not working with the no-fault model. References to specific parts of the legislation are encouraged, if relevant
  • Specific recommendations for improvement of the no-fault model
  • Opposition or support for Bill M 237
  • Suggestions for changes to Bill M 237 and your rationale for those changes

Have your say

Send your input to advocacy@cbabc.org by August 4, 2026.